Complaints

Make a complaint

If we have got something wrong, tell us. Here is exactly what happens next and how long it takes.

1

Tell us

Chat, phone, email or the form below. Give us your reference and what went wrong.

2

We acknowledge within 3 working days

You get a written acknowledgement and the name of the person handling it.

3

We investigate

We aim to resolve within 15 working days. Complex cases can take up to 35 working days, and we will tell you if yours will.

4

Final response

A written decision explaining what we found, what we are doing, and any redress.

If you are still not satisfied.
You can refer your complaint to the Financial Ombudsman Service free of charge within six months of our final response. We will include their contact details and explanatory leaflet with that response.
Complaint type Our target
Transfer delayed or not receivedSame working day
Rate or fee dispute5 working days
Account closed or blocked15 working days
Fraud or unauthorised transactionImmediate investigation; provisional decision in 3 working days